Welcome to the Achat Neuf site
Do you dream of buying a maison neuve? Well in that case it is really very good news. You need to give consideration to many things for this purpose. One of the things that you need to consider is gathering the documents that will be needed for achat neuf. It is an important thing to be done as it would reduce the chances of rejection of your mortgage application.Papers play a very significant role as the lenders completely rely on the information that is shown on the documents. These are the documents that will show creditworthiness as well as your capacity to payback your loan.
In case you do not know which documents you need to keep ready to achat immobilier neuf then here are some basic documents noted down. These are just the basic papers which would be asked by lender at the time of mortgage application.
W2 form is a basic document which would be required by you. This document is also referred to as wage and tax statement. This is something that will be prepared by your employer. It is important that you retain the copy of this document which was submitted by you for last two years. You also need to keep ready the copies of tax returns of the last two years. This might also be asked to be submitted.
Another document that you would require for promoteur immobilier purchase is the bank statement. It is essential to submit copies of both these statements. This will display all transactions made by you in the period of last few months. You will also be required to submit some proof of income. This is essential because you need to prove your lender that you are receiving income from the employer. Presenting the latest pay slips for this purpose can help you out.
Another thing which you require submitting is the earliest money check. You can take out the photocopy of latest check that was issued from your end.
Apart from this there are other documents that will be required for achat neuf. You would require this to convince the seller for accepting purchase. There are times when it is difficult to purchase new house due to the competition in the market. Hence, the aspect is to show that you are genuinely interested in making purchase. You will have to give in written your intention of buying maison neuve.
In case you are pre qualified for the loan then you can give a letter of this to the seller. It serves as a proof that you hold capacity to make payments for a new promoteur immobilier. But for this you need to make purchase offer which displays your desire of purchasing. Purchase offer is very important as it would display your condition and also the purchase price which you wish to pay for a house.
With this you might have surely learnt the importance of preparing documents. Hence get started to compile prior to buying house.