WELCOME to UK-pension-entitlement-for-Irish


Have You Worked In The UK? You May Be Entitled To A UK State Pension...

Have you lived or worked in the UK? Are you entitled to a UK Pension?

Over 350,000 people living in Ireland have at some stage lived / worked in the UK. While working in the UK, many people have built a considerable amount of UK pension investments such as a state pension, employer pensions and defined benefit schemes. When leaving the UK to move back to Ireland, these accrued benefits may have been left behind. Many people are not aware of their UK pension entitlements and often forgo the opportunity to obtain the benefits to which they are entitled.

There are three different pensions that we assist on:

  • UK State Pension
  • Employer UK Pension – Public and Private Sector
  • Private UK Pension

For a fee of €130 we track and trace your benefits for State, Employer and Personal Pensions on your behalf.


Is it worth my while?

New legislation has come into effect. The April 2016 changes mean you will need 35 years to qualify for the full UK State Pension. Each year you have worked in the UK is worth 1/35th of £155 per week, subject to a minimum of 10 years. This means that you will have to accrue a minimum of 10 years contributions to receive any benefits at this age.

For example, take a person with 8 years of National Insurance contributions in the UK.

They will need to accumulate 2 more years of contributions before pension age in order to claim the contributory UK State Pension.

Viaduct can act on behalf of Irish residents to arrange for additional contributions.

If these two years of contributions are arranged, this person will be able to claim a proportion of the UK State Pension at retirement equal to 10/35th of the full UK State Pension, estimated at €2,500 per annum.

As your agent, we seek approval for you to make additional contributions in the UK State Pension system and increase your entitlements. Each additional year of UK service purchased gives you an extra income of £200.98 per annum. This equates to around €253 per annum (assumed exchange rate of 0.79).

We can arrange for you to purchase that additional pension value for a faction of its worth to you.


If you worked in the Public Sector in the UK, you may have deferred benefits in a Superannuation Pension Scheme. We will find out what the projected value of these benefits will be. We can review the options that you have, which include:

Retaining your Defined Benefit Pension in the UK
Transferring your pension to your Irish Employer Scheme
Transferring to a personal pension in Ireland or another jurisdiction.  If you have retained DB benefits in an UK pension scheme, you will soon be prevented from transferring your pension out of the UK so act now before it’s too late.


If you have a private pension in the UK, we can get current valuation and assess the investments. We can repatriate these funds to Ireland if appropriate.

 So What Next?   What we will do:

  • We write to the UK State Authorities about your State Pension
  • We write to UK Employers about Employer’s Pension
  • We write to UK Insurer Companies about Personal Pension.
  • We report back to you, and advise you on most appropriate action to take.
  • What do you need to apply:
  • Your UK National Insurance Number, we can request this for you fromHM Revenue UK
  • Details of your home addresses in the UK and
  • Details of your UK employment, and
  • A copy of your current payslip
  • A fee of €130


Contact details for UK-pension-entitlement-for-Irish

Contact:Tom Grant
Address:Viaduct Financial Services
Barlow House, West Street
Co Louth

Direct Message


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